Evolution, Inc. since 1979

The best insurance premium finance software

These days it’s hard to find software that can help you grow, is easy to use, affordable and let's you decide where you want the software to reside (on your server or in the cloud) while delivering the functionality you need to remain competitive.

Our software has been battle tested by Accenture, the largest computer consulting company in the world. 4 months of rigorous software testing using parameters set by Accenture. A goal was set by Accenture to be able to input 100 loans per hour without fail and the software handled 270 loans per hour from 49 separate users. We exceeded!

Our position was earned, never given. Our software has passed both procedural and accounting audits, as well as performance and volumetric stress tests by Fortune 500 companies, just to make sure it was not going to fail in any manner.

Evolution blazed a tremendous amount of behind-the-scenes technology: counter fraud measures, day money runs out, specific tools for the managers and accountants, retention, renewals, ways to lower your unit cost, user management control, workflow processes, automatic form imaging, save-a-tree features, an accounting engine, and complex business rules to prevent operators from making mistakes and more. Most of these you will never see when looking at our software; they just happen. Let us show you how we can help your business, over and above what the average software demo is like.

Click a heading below:

Daily Back Office Operations

It's difficult to sum up what it took 4+ decades and hundreds of man years to create, refine, polish and perfect. Simply put Back Office+™ is the best. It is simple to learn and use. In the cloud/web or in-house/computers, your choice.

One should look at software as you would an iceberg. You see only one tenth of it. The real mass is the nine tenths that make up the so important business rules that prevent operator error while guiding them through processes without worry or snags. At the same time daily operations should make the accounting side disappear for the user yet still be there for customer service or accounting personnel.

internal operations

Lower unit costs with improved workflow for all processes. Evolution has functionality like Rater integration, carrier billing integration, outsource printing, renewals, insurance policy commissions, borrowing base certificate, marketing reps, private label plans, securitization to name a few that you may need to compete or grow your business.

Back Office+ is also very flexible: You can configure the software to run your business your way!

Back Office+ ships ready to enter new loans with pre-built forms, reports, all state laws, insurance companies and MGAs. Just add your agents, do a quick review and you will be on your way.

Back Office+ has so many other features that we can't possibly fit into this small space, so we invite you to call to learn more.

Some but not all key time saving features include:

Paperless office – This feature allows our customers to designate forms for imaging. Each time a form is printed it images an exact duplicate is created electronically for storage (no scanning). In addition any document can be scanned and attached to a loan. Whether scanned or created electronically any image can be printed, emailed or faxed at anytime from within the software directly from the operator's desktop. No need to leave their desk, search through file cabinets, etc. now it's a few simple button clicks and less than time and effort.
For the manager – A complete section designed for the manager. Ideas and needs from all sizes of premium finance companies.
For the accountant – A complete section designed for accounting. We will amaze you with the reporting capabilities of our full debit / credit accounting. Save time and money by improving accounting efficiencies with our software.

Accounts.net

Your internet storefront is via Accounts .Net™ that gives agents and policyholders a variety of functions to best serve them while lowering your unit cost.

Accounts.net

Accounts .Net™ allows Real-Time controlled functionality on a need-to-know basis. This provides you with leading edge, cloud technology that has real time integration to Back Office+.

You can change it to match your website, see example.

You will have a secured, password protected site, which allows policyholders and agents to inquire on the current status of their account with lots of features that make you look like a huge premium finance company. In addition there is nothing for the agent or the policy holder to install, they simply use their favorite web browser to view their accounts.

Policyholders expect good service. They can view account activity (English or Spanish), payments, endorsements, due dates, dates payments were applied etc. They can also make an online payments by check, credit card or ACH..

Agents are your point of sale. See how you can support them by supplying them with easy to use tools they need to view policyholder account activity, payments, endorsements, due dates, dates payments were applied etc. . You can offer efficient and flexible quoting, contract and coupon preparation, new loan submittal as well as reporting to meet your agent’s needs. Plus the system can interface with most agency quoting software. This is so cool you will have to see it.

Both policyholders and agents can view the policyholder transaction history that shows all financial terms and information including balance information, payments, endorsements, adjustments, refunds and more.

2 ways to license our software

1. Pay as you grow

2. A full license with no open account fees for the larger companies.

Our newest method "Pay as you grow" means you don't pay until you earn it. The monthly license fees fluctuates up or down depending on that months business.

The license fee is drawn from one of three levels you choose from, then it is based upon a percentage of each months business per the level you chose.
Did we mention it is done with Evolution's Self-Bill™ so you don't pay until you earn it.
You can change levels at any time to save money.

It may sound complicated but it is quite simple and easily auditable. A picture is worth a thousand words so call us at 913-384-2654 and we can show you the full details.

Evolution is Progress through Change with Performance

For innovation Evolution is the clear leader when it comes to innovation, functionality, support, accounting, information access, and more. We made it better and faster, forcing others to follow.

We were the first to bring so many features, some simple like an on-line manual, some harder like internet real-time access or allowing operators to fax or email forms from their desktop. My point is innovation will lead you into the future. We lead other vendors try to follow.

Evolution was the fist to have or allow:

Remote 24x7 Real-Time access to data
Collections process
Building and maintaining form(s) control
Policy driven system
DMRO – day money runs out
Reverse an endorsement
On-line manual
Remotely run the entire software
Full working copy of software to load and run in your office to try to break

As of 2014, Evolution believes we are the only vendor that has or allows:

Agents can remotely print any imaged form on an account with the replica being so accurate it would be hard to tell the original from the replica.
The ability to fax or email imaged forms without leaving the software.
Ad hoc forms: create body text on the fly.
A marketing spearhead within the software.
Agent-driven system.
Automatic form(s) imaging, no scanning.
Bilingual forms and multi-part forms (each entity's copy can be different).
Duplex forms, forms print queue, group forms per entity.
Debit/Credit accounting with full audit trail.
Private Label Plans complete with separate balance sheets and forms.
5 different balances above the standard 3 (payables, receivables, collections).
Superbill.
Multiple balance sheets.
Securitization.
More than 2 or 3 financing methods.
Multiple loans per insured.
A self-study course in premium finance.
Transfer customers refund within business rules guidelines.
"Who did it?" including who, date, and time tracking of every transaction.
Automatic note entry on an account.
A training/test area on your computer.

Since 1979 we've led the pack in developing high performance enterprise solutions for the premium finance industry. By staying ahead of emerging technologies we have become empowered to go beyond just servicing our client base to improving their position in the marketplace.